Find Idle Assets

Ava surfaces idle stablecoins and other assets sitting at 0% — and proposes the safest yield.

Find Idle Assets#

The Idle-USDC Earn Guardian — currently a hidden probe (you can reach it from the /earn/idle-yield page on the marketing site, but it isn't on the homepage). The idea: stablecoins parked in a wallet at 0% can earn ~6% safely on Aave Base; Ava points it out, simulates the move, and — if you confirm — does it.

What Ava surfaces#

Anytime your wallet has more than a small threshold of:

  • Stablecoins (USDC, USDT, DAI) sitting at 0%
  • Wrapped assets sitting idle when they could be staked or supplied safely

Ava will surface them in the next portfolio scan, or proactively when a large balance lands.

The conversation#

🛡️ Ava — 💤 You've got 2,000 USDC sitting idle, earning 0%. I can put it to work at the best safe yield.

You — where?

🛡️ Ava — Right now the safest ~6% is Aave USDC on Base (audited, deep liquidity). Preview: 2,000 USDC → ~$120/yr. Withdraw anytime, no lockup. Non-custodial — funds stay in your wallet. [ ✅ Yes ] [ Show other options ]

You — taps ✅ Yes

🛡️ Ava — ✅ Done — your 2,000 USDC is now earning ~6%. I'll watch the rates and move it if a safer/better yield appears (I'll always ask first).

What "safe" means#

Ava only proposes idle-asset moves into:

  • Audited, battle-tested protocols (Aave to start)
  • Deep-liquidity assets and pools (USDC, USDT, DAI on top L2s)
  • Positions without lockup, slashing risk, or unfavorable exit conditions
  • Yields explained in plain English ("supply rate", not "yield-on-yield rebase loop")

Ava does not propose:

  • New-protocol pools chasing inflated APYs
  • LP positions with impermanent loss exposure on the idle path
  • Anything that takes custody of your funds or imposes lockups

Permissions for Earn#

The Earn Guardian permission is narrower than Liquidation Guard:

  • Authorized contracts: the Aave Pool for the chosen chain.
  • Authorized functions: supply() and withdraw() for the specific asset (USDC).
  • Caps: up to N USDC moved in either direction per period.
  • Destinations: the wallet itself — Ava cannot move USDC out to any other address.

Withdrawals come back to your wallet, never anywhere else.

"Move me if better appears"#

If you opt in, Ava will surface higher-yield, safer options as they appear and ask before moving. Ava will not silently rotate your position. The bar for "better" is strict: substantially higher yield and at least as safe (audit profile, liquidity depth, exit conditions). Yield-chasing is not the Guardian's job.

What if rates change against you?#

If the supply rate for your idle position drops materially, Ava warns you and (with your confirmation) can withdraw or move. No surprises.

Status#

Earn is currently being validated through a hidden probe page (/earn/idle-yield) — direct ad link only — while the Liquidation Guard leads the public funnel. If demand and WTP for Earn beat Protect's in probe data, Earn will move to a co-lead position; otherwise it remains a deep-funnel job. See Design_website_3.0.md §9 for the experiment framework.