Find Idle Assets#

The Idle-USDC Earn Guardian. The idea: stablecoins parked in a wallet at 0% can earn ~6% safely on Aave Base; Ava points it out and prepares the move, and nothing moves until you confirm it.

What Ava surfaces#

Anytime your wallet has more than a small threshold of:

• Stablecoins (USDC, USDT, DAI) sitting at 0%
• Wrapped assets sitting idle when they could be staked or supplied safely

Ava will surface them when it scans your wallet.

The conversation#

🛡️ Ava — 💤 You've got 2,000 USDC sitting idle, earning 0%. I can put it to work at the best safe yield.

You — where?

🛡️ Ava — Right now the safest ~6% is Aave USDC on Base (audited, deep liquidity). Preview: 2,000 USDC → ~$120/yr. Withdraw anytime, no lockup. You sign it in your own wallet. [ Sign on web ] [ Show other options ]

You — taps Sign on web, taps Confirm in Ava Studio, and signs in your wallet

🛡️ Ava — ✅ Done — your 2,000 USDC is now earning ~6%. Want it back? Just ask and I'll prepare the withdrawal.

What "safe" means#

Ava only proposes idle-asset moves into:

• Audited, battle-tested protocols (Aave to start)
• Deep-liquidity assets and pools (USDC, USDT, DAI on top L2s)
• Positions without lockup, slashing risk, or unfavorable exit conditions
• Yields explained in plain English ("supply rate", not "yield-on-yield rebase loop")

Ava does not propose:

• New-protocol pools chasing inflated APYs
• LP positions with impermanent loss exposure on the idle path
• Anything that takes custody of your funds or imposes lockups

Permissions for Earn#

There's no separate Earn permission, and no scheduled job that sweeps idle funds for you. Every move is one you ask for, in one of two ways:

• Manual (the default). Ava prepares the supply; you confirm it and sign in your own wallet on the web. Nothing moves without your signature.
• A one-off Auto supply. After you tap Confirm, Ava supplies from your separate Ava smart wallet, under the agent permission you signed for it.

The permission's Aave V3 access covers the Aave V3 pool as a whole — supply, withdraw, borrow, repay and collateral settings — not just supply. What limits it is what you've funded into the smart wallet, its expiry and the one chain it's for, plus a total spending limit per token if you chose a narrower permission instead of the standard one. Ava won't borrow unless you ask, but that's how Ava behaves, not something the permission blocks. See Permissions & Limits.

If you use a separate Ava smart wallet, anything you withdraw from it goes back to your main wallet, never anywhere else.

"Move me if better appears"#

Ava doesn't rotate your position on its own — there's no scheduled job that moves idle funds. If you want to know whether there's a better option, ask; any move is one you confirm. The bar for "better" is strict: substantially higher yield and at least as safe (audit profile, liquidity depth, exit conditions). Yield-chasing is not the Guardian's job.

What if rates change against you?#

Aave supply has no lockup, so you can move out anytime: ask Ava and it prepares the withdrawal for you to confirm. No surprises.